Operating flawlessly within Kenya's legal framework. We uphold the absolute highest standards of compliance, risk management, and data privacy.
At Onwards Swift, adherence to national regulations is the bedrock of our institutional trust. We are licensed by the Central Bank of Kenya (CBK) as a Digital Credit Provider (DCP) and operate in full compliance with the CBK Digital Credit Providers Regulations.
Our DCP licence subjects us to ongoing CBK supervision covering pricing transparency, fair debt collection, customer disclosure, and consumer protection. All credit facilities — Trade Finance for MSMEs and Loans for civil servants — are funded through internal capital and institutional debt frameworks; we do not take public deposits.
We recognize that financial transactions require absolute discretion. We are fully registered and aligned with the stipulations of the Office of the Data Protection Commissioner (ODPC), employing robust, enterprise-grade encryption to safeguard corporate documentation, civil servant payroll data, and personal identifiable information.
Our industry standing is further validated through our esteemed membership with the Association of Microfinance Institutions (AMFI). This solidifies our commitment to promoting equitable, standardized, and highly ethical lending practices across the region.
Trust an institution engineered for compliance, privacy, and long-term economic stability.